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XRP vs USDC — XRP/USDC Comparison

Side-by-side market data for XRP and USDC, updated continuously.

XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap.

MetricXRP (XRP)USDC (USDC)
Price$1.34$0.9996
Market Cap$84.47B$72.58B
Rank#5#6
24h Change+0.71%-0.01%
7d Change-4.66%-0.00%
24h Volume$2.49B$22.78B
All-Time High$3.65$1.04
Circulating Supply63,129,671,205 XRP72,604,552,688 USDC

Performance: XRP vs USDC

PeriodXRPUSDC
1 hour-1.35%-0.01%
24 hours+0.71%-0.01%
7 days-4.66%-0.00%
30 days-7.94%-0.03%
1 year-47.64%-0.02%

XRP vs USDC: The Analysis

XRP (XRP) and USDC (USDC) sit at very different scales: XRP is ranked #5 with a R$425.38B ($84.47B) market cap, about 1.2× the R$365.50B ($72.58B) of USDC (#6). A larger cap generally means deeper liquidity and lower volatility, not a better investment.

Over the past year, XRP is down 47.64% and USDC is down 0.02% — USDC has clearly led.

XRP trades 63% below its all-time high of R$18,38 ($3.65), while USDC is 4% below its R$5,25 ($1.04) peak — one gauge of how much each has recovered.

By use case, XRP is associated with Smart Contract Platform, Layer 1 (L1), and USDC with Stablecoins, USD Stablecoin — so they are not necessarily direct substitutes.

XRP to USDC Conversion

AmountEquivalent
1 XRP1.3405 USDC
1 USDC0.74597836 XRP
10 XRP13.4052 USDC

Based on live prices: XRP R$6,75$1.34, USDC R$5,03$0.9996. A market exchange may differ.

Volatility & Drawdown

MetricXRPUSDC
30-day volatility (annualised)——
All-time highR$18,38$3.65R$5,25$1.04
From all-time high-63.29%-4.16%

Volatility is the standard deviation of daily returns over the last 30 days, annualised. Higher means larger price swings. Not a measure of quality or risk-adjusted return.

Price Charts

XRP (XRP)
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USDC (USDC)
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What is the difference between XRP and USDC?

XRP (XRP) has a larger market capitalization than USDC (USDC) — about 1.2× bigger. XRP is ranked #5 and USDC is ranked #6 by market cap. XRP trades at R$6,75$1.34 and USDC at R$5,03$0.9996. XRP is categorised under Smart Contract Platform, Layer 1 (L1).

Which is bigger, XRP or USDC?

XRP is larger, with a market cap of R$425.38B versus USDC's R$365.50B — roughly 1.2× bigger.

Which has performed better recently?

Over the last 7 days, XRP is down 4.66% and USDC is down 0.00%. Over a full year, XRP is down 47.64% versus down 0.02% for USDC. Past performance does not predict future results — this is not financial advice.

How many USDC is 1 XRP worth?

At current prices, 1 XRP is worth about 1.3405 USDC, and 1 USDC is worth 0.74597836 XRP (XRP R$6,75$1.34, USDC R$5,03$0.9996).

Could USDC overtake XRP's market cap?

For USDC to reach XRP's current R$425.38B market cap, its price would need to rise about 1.2× to roughly R$5,86$1.16 per USDC (at today's supply), with XRP staying flat. That is a hypothetical, not a prediction.

Is XRP a better investment than USDC?

We don't give investment advice and can't say which is "better" for you — it depends on your own research, goals and risk tolerance. The data above compares their size, performance, volatility and use case so you can judge for yourself. Crypto is high-risk; see our disclaimer.

XRP data · USDC data · Information only — not financial advice. A larger market cap does not mean a better investment.